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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC1 year Service code 99 · EIN 33-0905143 | Other Fees | $16,102 |
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $10,934 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,683 | $50,458-68.9% | $160,037-90.2% | $64,824-75.8% |
| Participation rate | 48.7% | 68.0%-19.3pp | 78.0%-29.3pp | 71.5%-22.8pp |
| Annual return | 0.00% | -13.42%+13.4pp | 408.95%-409.0pp | 32.84%-32.8pp |
| Employer contribution / active EE | $1,058 | $1,722-38.6% | $4,226-75.0% | $2,507-57.8% |
| Participant deferral / active EE | $4,364 | $4,004+9.0% | $6,184-29.4% | $4,311+1.2% |
| Admin fee / account holder | $41 | $706-94.2% | $8,716-99.5% | $188-78.1% |