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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,383 | $176,077-83.3% | $159,455-81.6% | $167,518-82.5% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 19.92% | 331.83%-311.9pp | 263.63%-243.7pp | 478.71%-458.8pp |
| Employer contribution / active EE | $2,053 | $5,298-61.3% | $4,830-57.5% | $4,838-57.6% |
| Participant deferral / active EE | $3,665 | $7,751-52.7% | $7,353-50.2% | $6,342-42.2% |
| Admin fee / account holder | $4,242 | $12,556-66.2% | $10,800-60.7% | $12,312-65.6% |