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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,177 | $162,136+91.3% | $152,301+103.7% | $154,746+100.4% |
| Participation rate | 85.7% | 84.1%+1.6pp | 82.4%+3.3pp | 80.7%+5.0pp |
| Annual return | 13.81% | 91.02%-77.2pp | 80.50%-66.7pp | 172.34%-158.5pp |
| Employer contribution / active EE | $1,841 | $4,890-62.3% | $4,624-60.2% | $4,379-58.0% |
| Participant deferral / active EE | $2,148 | $8,341-74.3% | $8,004-73.2% | $6,730-68.1% |
| Admin fee / account holder | $7,721 | $15,759-51.0% | $14,398-46.4% | $14,365-46.3% |