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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,682 | $138,102+86.6% | $125,381+105.5% | $134,532+91.5% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -10.38% | 750.73%-761.1pp | 572.31%-582.7pp | 418.27%-428.6pp |
| Employer contribution / active EE | $1,794 | $5,245-65.8% | $4,815-62.7% | $4,741-62.2% |
| Participant deferral / active EE | $1,979 | $7,801-74.6% | $7,448-73.4% | $6,401-69.1% |
| Admin fee / account holder | $18,546 | $11,568+60.3% | $10,007+85.3% | $11,429+62.3% |