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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 61-1758632 | Advisory (Plan) | $27,571 |
Service code 37 · EIN 04-2647786 | Loan Processing | $24,218 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,716 | $69,511+42.0% | $94,664+4.3% | $71,511+38.0% |
| Participation rate | 93.1% | 78.4%+14.6pp | 80.8%+12.2pp | 67.9%+25.1pp |
| Annual return | 22.57% | 29.67%-7.1pp | 156.84%-134.3pp | 28.86%-6.3pp |
| Employer contribution / active EE | $5,918 | $2,853+107.4% | $3,673+61.1% | $2,589+128.6% |
| Participant deferral / active EE | $12,484 | $7,348+69.9% | $7,417+68.3% | $4,291+191.0% |
| Admin fee / account holder | $193 | $1,211-84.1% | $7,222-97.3% | $1,588-87.9% |