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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,896 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,915 | $58,320+26.7% | $86,438-14.5% | $66,938+10.4% |
| Participation rate | 95.9% | 78.6%+17.4pp | 80.3%+15.6pp | 69.8%+26.1pp |
| Annual return | -10.01% | -9.71%-0.3pp | 4397.19%-4407.2pp | 1.58%-11.6pp |
| Employer contribution / active EE | $5,195 | $2,615+98.6% | $3,769+37.8% | $2,545+104.1% |
| Participant deferral / active EE | $11,182 | $6,899+62.1% | $6,952+60.8% | $4,238+163.8% |
| Admin fee / account holder | $7 | $546-98.8% | $6,733-99.9% | $594-98.9% |