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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,024 | $82,674-66.1% | $125,381-77.6% | $68,486-59.1% |
| Participation rate | 92.2% | 75.1%+17.1pp | 82.4%+9.8pp | 67.9%+24.3pp |
| Annual return | -20.85% | -5.97%-14.9pp | 572.31%-593.2pp | -7.85%-13.0pp |
| Employer contribution / active EE | $7,576 | $3,382+124.0% | $4,815+57.3% | $2,597+191.7% |
| Participant deferral / active EE | $17,182 | $6,111+181.2% | $7,448+130.7% | $4,028+326.6% |
| Admin fee / account holder | $5,176 | $6,277-17.5% | $10,007-48.3% | $5,404-4.2% |