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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,797 | $98,766-82.0% | $149,730-88.1% | $79,852-77.7% |
| Participation rate | 90.0% | 75.8%+14.2pp | 82.5%+7.5pp | 69.6%+20.4pp |
| Annual return | 41.83% | 27.43%+14.4pp | 276.70%-234.9pp | 31.72%+10.1pp |
| Employer contribution / active EE | $3,772 | $3,217+17.3% | $4,645-18.8% | $2,471+52.6% |
| Participant deferral / active EE | $8,645 | $5,681+52.2% | $6,843+26.3% | $3,740+131.1% |
| Admin fee / account holder | $2,953 | $6,052-51.2% | $9,310-68.3% | $5,306-44.3% |