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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,547 | $107,421-38.0% | $182,262-63.5% | $94,015-29.2% |
| Participation rate | 91.9% | 77.8%+14.1pp | 84.2%+7.7pp | 70.8%+21.1pp |
| Annual return | 27.83% | 21.32%+6.5pp | 140.60%-112.8pp | 17.84%+10.0pp |
| Employer contribution / active EE | $5,970 | $3,448+73.2% | $5,046+18.3% | $2,790+114.0% |
| Participant deferral / active EE | $12,995 | $6,558+98.2% | $8,276+57.0% | $4,249+205.8% |
| Admin fee / account holder | $10,905 | $8,692+25.5% | $16,712-34.7% | $8,951+21.8% |