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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,292 | $95,917-74.7% | $79,583-69.5% | $134,545-81.9% |
| Participation rate | 95.5% | 75.0%+20.4pp | 69.5%+26.0pp | 81.2%+14.2pp |
| Annual return | -22.30% | -2.70%-19.6pp | 0.16%-22.5pp | 418.37%-440.7pp |
| Employer contribution / active EE | $1,091 | $3,129-65.1% | $2,414-54.8% | $4,742-77.0% |
| Participant deferral / active EE | $1,369 | $4,694-70.8% | $3,986-65.7% | $6,401-78.6% |
| Admin fee / account holder | $399 | $9,132-95.6% | $6,835-94.2% | $11,431-96.5% |