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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,392 | $118,877-78.6% | $96,570-73.7% | $167,536-84.8% |
| Participation rate | 95.8% | 75.5%+20.3pp | 69.8%+26.0pp | 82.1%+13.7pp |
| Annual return | 7.35% | 50.50%-43.1pp | 37.79%-30.4pp | 478.82%-471.5pp |
| Employer contribution / active EE | $2,312 | $3,121-25.9% | $2,357-1.9% | $4,839-52.2% |
| Participant deferral / active EE | $1,208 | $4,617-73.8% | $3,849-68.6% | $6,342-81.0% |
| Admin fee / account holder | $4,211 | $8,069-47.8% | $6,182-31.9% | $12,315-65.8% |