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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,349 | $48,053-82.6% | $84,637-90.1% | $72,976-88.6% |
| Participation rate | 84.4% | 57.6%+26.8pp | 68.2%+16.1pp | 69.5%+14.9pp |
| Annual return | 24.07% | 37.39%-13.3pp | 258.82%-234.8pp | 81.02%-56.9pp |
| Employer contribution / active EE | $3,880 | $1,602+142.2% | $2,653+46.2% | $2,440+59.0% |
| Participant deferral / active EE | $4,749 | $2,681+77.1% | $3,900+21.8% | $3,608+31.6% |
| Admin fee / account holder | $2,753 | $3,395-18.9% | $4,914-44.0% | $5,124-46.3% |