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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,355 | $42,383-87.4% | $76,518-93.0% | $64,173-91.7% |
| Participation rate | 84.8% | 58.1%+26.7pp | 68.0%+16.9pp | 69.6%+15.3pp |
| Annual return | 0.00% | -16.54%+16.5pp | -0.27%+0.3pp | 7.63%-7.6pp |
| Employer contribution / active EE | $3,463 | $1,563+121.5% | $2,647+30.8% | $2,381+45.5% |
| Participant deferral / active EE | $4,446 | $2,566+73.3% | $3,836+15.9% | $3,470+28.1% |
| Admin fee / account holder | $612 | $3,198-80.8% | $4,849-87.4% | $4,887-87.5% |