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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,992 | $105,145-69.6% | $94,664-66.2% | $139,466-77.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 17.09% | 38.09%-21.0pp | 156.84%-139.8pp | 373.66%-356.6pp |
| Employer contribution / active EE | $5,175 | $4,107+26.0% | $3,673+40.9% | $4,754+8.9% |
| Participant deferral / active EE | $11,989 | $7,599+57.8% | $7,417+61.6% | $6,712+78.6% |
| Admin fee / account holder | $5,240 | $8,972-41.6% | $7,222-27.4% | $11,409-54.1% |