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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,240 | $124,336-64.4% | $111,303-60.3% | $167,518-73.6% |
| Participation rate | 73.3% | 79.6%-6.3pp | 77.3%-4.0pp | 82.1%-8.8pp |
| Annual return | 240.44% | 37.45%+203.0pp | 54.66%+185.8pp | 478.71%-238.3pp |
| Employer contribution / active EE | $2,122 | $3,436-38.2% | $2,731-22.3% | $4,838-56.1% |
| Participant deferral / active EE | $2,864 | $5,181-44.7% | $4,487-36.2% | $6,342-54.8% |
| Admin fee / account holder | $1,249 | $10,623-88.2% | $7,966-84.3% | $12,312-89.9% |