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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,250 | $160,040+1.4% | $147,096+10.3% | $145,877+11.2% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 17.53% | 98.49%-81.0pp | 419.75%-402.2pp | 551.28%-533.8pp |
| Employer contribution / active EE | $13,566 | $5,289+156.5% | $4,936+174.8% | $4,663+190.9% |
| Participant deferral / active EE | $17,075 | $8,429+102.6% | $8,071+111.6% | $6,691+155.2% |
| Admin fee / account holder | $3,980 | $15,050-73.6% | $13,005-69.4% | $13,402-70.3% |