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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,390 | $165,399-61.1% | $149,745-57.0% | $158,982-59.5% |
| Participation rate | 93.8% | 84.6%+9.2pp | 82.5%+11.3pp | 82.0%+11.8pp |
| Annual return | 52.03% | 348.34%-296.3pp | 276.72%-224.7pp | 302.99%-251.0pp |
| Employer contribution / active EE | $6,954 | $5,105+36.2% | $4,646+49.7% | $4,763+46.0% |
| Participant deferral / active EE | $9,340 | $7,183+30.0% | $6,843+36.5% | $5,983+56.1% |
| Admin fee / account holder | $832 | $10,811-92.3% | $9,312-91.1% | $11,252-92.6% |