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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,861 | $111,830-35.7% | $93,696-23.3% | $145,884-50.7% |
| Participation rate | 58.3% | 74.2%-15.9pp | 68.7%-10.4pp | 80.3%-22.0pp |
| Annual return | 10.97% | 204.08%-193.1pp | 133.74%-122.8pp | 551.85%-540.9pp |
| Employer contribution / active EE | $2,460 | $3,093-20.5% | $2,422+1.6% | $4,662-47.2% |
| Participant deferral / active EE | $4,347 | $4,920-11.7% | $4,417-1.6% | $6,690-35.0% |
| Admin fee / account holder | $2,365 | $10,249-76.9% | $8,287-71.5% | $13,392-82.3% |