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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,331 | $112,933-70.5% | $90,970-63.4% | $158,982-79.0% |
| Participation rate | 58.3% | 74.7%-16.4pp | 69.0%-10.7pp | 82.0%-23.6pp |
| Annual return | 9.98% | 215.82%-205.8pp | 134.60%-124.6pp | 302.99%-293.0pp |
| Employer contribution / active EE | $1,813 | $2,893-37.3% | $2,122-14.6% | $4,763-61.9% |
| Participant deferral / active EE | $2,631 | $4,128-36.3% | $3,373-22.0% | $5,983-56.0% |
| Admin fee / account holder | $411 | $8,047-94.9% | $5,961-93.1% | $11,252-96.3% |