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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,163 | $138,102-53.5% | $125,381-48.8% | $134,532-52.3% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -13.99% | 750.73%-764.7pp | 572.31%-586.3pp | 418.27%-432.3pp |
| Employer contribution / active EE | $11,891 | $5,245+126.7% | $4,815+146.9% | $4,741+150.8% |
| Participant deferral / active EE | $18,995 | $7,801+143.5% | $7,448+155.0% | $6,401+196.8% |
| Admin fee / account holder | $8,791 | $11,568-24.0% | $10,007-12.2% | $11,429-23.1% |