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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,964 | $183,627-76.6% | $155,602-72.4% | $145,978-70.6% |
| Participation rate | 76.2% | 82.7%-6.5pp | 78.2%-2.0pp | 80.3%-4.1pp |
| Annual return | 17.64% | 61.32%-43.7pp | 64.81%-47.2pp | 550.52%-532.9pp |
| Employer contribution / active EE | $2,376 | $5,316-55.3% | $4,675-49.2% | $4,662-49.0% |
| Participant deferral / active EE | $6,842 | $6,466+5.8% | $5,629+21.6% | $6,690+2.3% |
| Admin fee / account holder | $1,823 | $19,327-90.6% | $15,923-88.6% | $13,400-86.4% |