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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,422 | $45,872-44.6% | $77,081-67.0% | $68,495-62.9% |
| Participation rate | 95.2% | 55.9%+39.3pp | 67.9%+27.3pp | 67.9%+27.3pp |
| Annual return | -5.21% | 1.73%-6.9pp | 42.33%-47.5pp | -7.84%+2.6pp |
| Employer contribution / active EE | $5,515 | $1,650+234.3% | $2,813+96.0% | $2,596+112.4% |
| Participant deferral / active EE | $9,961 | $2,963+236.2% | $4,428+125.0% | $4,028+147.3% |
| Admin fee / account holder | $1,658 | $3,041-45.5% | $5,427-69.4% | $5,403-69.3% |