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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,557 | $88,778-59.9% | $81,844-56.6% | $145,884-75.6% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 19.33% | 1033.03%-1013.7pp | 778.87%-759.5pp | 551.85%-532.5pp |
| Employer contribution / active EE | $992 | $3,087-67.9% | $2,916-66.0% | $4,662-78.7% |
| Participant deferral / active EE | $2,706 | $4,648-41.8% | $4,323-37.4% | $6,690-59.6% |
| Admin fee / account holder | $360 | $8,430-95.7% | $7,355-95.1% | $13,392-97.3% |