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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,557 | $88,815-60.0% | $81,882-56.6% | $145,897-75.6% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 19.33% | 1033.75%-1014.4pp | 779.47%-760.1pp | 552.29%-533.0pp |
| Employer contribution / active EE | $992 | $3,086-67.8% | $2,916-66.0% | $4,663-78.7% |
| Participant deferral / active EE | $2,706 | $4,647-41.8% | $4,323-37.4% | $6,689-59.6% |
| Admin fee / account holder | $360 | $8,434-95.7% | $7,360-95.1% | $13,390-97.3% |