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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,557 | $88,710-59.9% | $81,783-56.5% | $145,959-75.6% |
| Participation rate | 57.1% | 75.0%-17.9pp | 72.4%-15.2pp | 80.3%-23.1pp |
| Annual return | 19.33% | 1027.26%-1007.9pp | 775.05%-755.7pp | 561.95%-542.6pp |
| Employer contribution / active EE | $992 | $3,083-67.8% | $2,913-65.9% | $4,661-78.7% |
| Participant deferral / active EE | $2,706 | $4,645-41.7% | $4,320-37.4% | $6,689-59.5% |
| Admin fee / account holder | $360 | $8,407-95.7% | $7,380-95.1% | $13,398-97.3% |