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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,665 | $138,102-81.4% | $125,381-79.5% | $134,532-80.9% |
| Participation rate | 70.6% | 84.5%-13.9pp | 82.4%-11.8pp | 81.2%-10.6pp |
| Annual return | -23.75% | 750.73%-774.5pp | 572.31%-596.1pp | 418.27%-442.0pp |
| Employer contribution / active EE | $1,891 | $5,245-63.9% | $4,815-60.7% | $4,741-60.1% |
| Participant deferral / active EE | $6,993 | $7,801-10.4% | $7,448-6.1% | $6,401+9.2% |
| Admin fee / account holder | $2,465 | $11,568-78.7% | $10,007-75.4% | $11,429-78.4% |