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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,260 | $165,361-82.9% | $149,715-81.1% | $158,950-82.2% |
| Participation rate | 69.2% | 84.6%-15.3pp | 82.5%-13.2pp | 82.0%-12.7pp |
| Annual return | 51.55% | 348.24%-296.7pp | 276.66%-225.1pp | 302.91%-251.4pp |
| Employer contribution / active EE | $2,843 | $5,103-44.3% | $4,645-38.8% | $4,762-40.3% |
| Participant deferral / active EE | $7,797 | $7,182+8.6% | $6,842+14.0% | $5,983+30.3% |
| Admin fee / account holder | $992 | $10,808-90.8% | $9,310-89.3% | $11,248-91.2% |