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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,260 | $165,399-82.9% | $149,745-81.1% | $158,982-82.2% |
| Participation rate | 69.2% | 84.6%-15.3pp | 82.5%-13.3pp | 82.0%-12.7pp |
| Annual return | 51.55% | 348.34%-296.8pp | 276.72%-225.2pp | 302.99%-251.4pp |
| Employer contribution / active EE | $2,843 | $5,105-44.3% | $4,646-38.8% | $4,763-40.3% |
| Participant deferral / active EE | $7,797 | $7,183+8.6% | $6,843+13.9% | $5,983+30.3% |
| Admin fee / account holder | $992 | $10,811-90.8% | $9,312-89.3% | $11,252-91.2% |