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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,503 | $102,422-60.5% | $147,117-72.5% | $80,959-50.0% |
| Participation rate | 61.4% | 75.9%-14.5pp | 82.2%-20.8pp | 67.7%-6.3pp |
| Annual return | 30.46% | 135.16%-104.7pp | 420.54%-390.1pp | 35.67%-5.2pp |
| Employer contribution / active EE | $2,518 | $3,717-32.3% | $4,932-49.0% | $2,757-8.7% |
| Participant deferral / active EE | $6,716 | $6,652+1.0% | $8,065-16.7% | $4,300+56.2% |
| Admin fee / account holder | $972 | $7,953-87.8% | $12,993-92.5% | $6,925-86.0% |