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| Provider | Service type | Compensation |
|---|---|---|
HUMAN INTEREST ADVISOR LLC2 years Service code 13 · EIN 47-4307706 300 MONTGOMERY ST. SUITE 350 · SAN FRANCISCO, CA 94101 | Contract Administrator | $15,850 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,322 | $69,477-66.4% | $94,679-75.4% | $71,495-67.4% |
| Participation rate | 91.6% | 78.4%+13.2pp | 80.8%+10.8pp | 67.9%+23.7pp |
| Annual return | 30.78% | 29.66%+1.1pp | 156.75%-126.0pp | 28.85%+1.9pp |
| Employer contribution / active EE | $2,060 | $2,853-27.8% | $3,673-43.9% | $2,589-20.4% |
| Participant deferral / active EE | $6,748 | $7,345-8.1% | $7,417-9.0% | $4,291+57.3% |
| Admin fee / account holder | $63 | $1,210-94.8% | $7,233-99.1% | $1,588-96.1% |