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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,880 | $106,557-9.1% | $91,227+6.2% | $134,545-28.0% |
| Participation rate | 33.3% | 76.8%-43.5pp | 73.2%-39.9pp | 81.2%-47.9pp |
| Annual return | -10.20% | 160.81%-171.0pp | 114.14%-124.3pp | 418.37%-428.6pp |
| Employer contribution / active EE | $1,167 | $3,332-65.0% | $2,851-59.1% | $4,742-75.4% |
| Participant deferral / active EE | $6,667 | $4,719+41.3% | $4,234+57.5% | $6,401+4.1% |
| Admin fee / account holder | $341 | $6,235-94.5% | $5,423-93.7% | $11,431-97.0% |