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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,719 | $127,296-35.8% | $109,907-25.6% | $167,536-51.2% |
| Participation rate | 33.3% | 77.9%-44.5pp | 74.2%-40.9pp | 82.1%-48.8pp |
| Annual return | 8.31% | 22.97%-14.7pp | 29.46%-21.2pp | 478.82%-470.5pp |
| Employer contribution / active EE | $646 | $3,325-80.6% | $2,844-77.3% | $4,839-86.6% |
| Participant deferral / active EE | $4,833 | $4,513+7.1% | $4,047+19.4% | $6,342-23.8% |
| Admin fee / account holder | $693 | $7,119-90.3% | $6,069-88.6% | $12,315-94.4% |