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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,453 | $109,967-22.3% | $97,197-12.1% | $145,877-41.4% |
| Participation rate | 50.0% | 76.0%-26.0pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 8.72% | 244.27%-235.6pp | 75.47%-66.8pp | 551.28%-542.6pp |
| Employer contribution / active EE | $1,462 | $3,077-52.5% | $2,723-46.3% | $4,663-68.6% |
| Participant deferral / active EE | $6,061 | $4,676+29.6% | $4,263+42.2% | $6,691-9.4% |
| Admin fee / account holder | $424 | $6,199-93.2% | $5,637-92.5% | $13,402-96.8% |