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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,554 | $101,618+0.9% | $93,063+10.2% | $137,256-25.3% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 11.40% | 223.95%-212.5pp | 34.15%-22.8pp | 220.34%-208.9pp |
| Employer contribution / active EE | $2,790 | $2,707+3.1% | $2,476+12.7% | $4,156-32.9% |
| Participant deferral / active EE | $4,568 | $4,279+6.7% | $3,958+15.4% | $6,407-28.7% |
| Admin fee / account holder | $1,205 | $6,198-80.6% | $6,033-80.0% | $12,270-90.2% |