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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,453 | $110,093-22.4% | $97,295-12.2% | $145,897-41.4% |
| Participation rate | 50.0% | 75.9%-25.9pp | 72.7%-22.7pp | 80.3%-30.3pp |
| Annual return | 8.72% | 244.76%-236.0pp | 75.62%-66.9pp | 552.29%-543.6pp |
| Employer contribution / active EE | $1,462 | $3,077-52.5% | $2,723-46.3% | $4,663-68.6% |
| Participant deferral / active EE | $6,061 | $4,678+29.6% | $4,264+42.2% | $6,689-9.4% |
| Admin fee / account holder | $424 | $6,212-93.2% | $5,646-92.5% | $13,390-96.8% |