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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,327 | $129,737-75.1% | $119,126-72.9% | $154,746-79.1% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 13.16% | 379.08%-365.9pp | 282.11%-268.9pp | 172.34%-159.2pp |
| Employer contribution / active EE | $1,548 | $4,375-64.6% | $4,034-61.6% | $4,379-64.6% |
| Participant deferral / active EE | $7,160 | $5,842+22.6% | $5,318+34.6% | $6,730+6.4% |
| Admin fee / account holder | $1,783 | $11,961-85.1% | $10,693-83.3% | $14,365-87.6% |