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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,925 | $110,337-80.1% | $102,383-78.6% | $145,877-85.0% |
| Participation rate | 92.3% | 77.9%+14.4pp | 74.5%+17.8pp | 80.3%+12.0pp |
| Annual return | 11.77% | 24.83%-13.1pp | 24.94%-13.2pp | 551.28%-539.5pp |
| Employer contribution / active EE | $7,711 | $4,216+82.9% | $3,870+99.2% | $4,663+65.4% |
| Participant deferral / active EE | $8,343 | $5,621+48.4% | $5,060+64.9% | $6,691+24.7% |
| Admin fee / account holder | $4,488 | $9,750-54.0% | $8,391-46.5% | $13,402-66.5% |