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| Provider | Service type | Compensation |
|---|---|---|
IRON-CO-FID-COMPREHENSIVE2 years Filed as: IRON FINANCIAL LLC Service code 26 630 DUNDEE ROAD · NORTHBROOK, IL 60062 | Advisory (Participants) | $22,077 |
ASPIRE FINANCIAL SERVICES4 years Filed as: ASPIRE FINANCIAL SERVICE Service code 64 4010 BOYSCOTT · TAMPA, FL 33607 | Recordkeeping Fees | $5,292 |
TD AMERITRADE, INC.4 years Filed as: TD AMERITRADE TRUST Service code 19 · EIN 20-0937408 | Securities Custodian | $2,068 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,741 | $100,801-59.6% | $149,745-72.8% | $73,412-44.5% |
| Participation rate | 64.5% | 77.7%-13.2pp | 82.5%-18.0pp | 72.2%-7.7pp |
| Annual return | 25.10% | 265.34%-240.2pp | 276.72%-251.6pp | 59.30%-34.2pp |
| Employer contribution / active EE | $2,950 | $3,312-10.9% | $4,646-36.5% | $2,234+32.1% |
| Participant deferral / active EE | $5,452 | $6,404-14.9% | $6,843-20.3% | $3,806+43.2% |
| Admin fee / account holder | $146 | $181-19.3% | $9,312-98.4% | $158-7.6% |