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| Provider | Service type | Compensation |
|---|---|---|
Filed as: IRON FINANCIAL LLC Service code 26 630 DUNDEE ROAD · NORTHBROOK, IL 60062 | Advisory (Participants) | $19,088 |
ASPIRE FINANCIAL SERVICES3 years Filed as: ASPIRE FINANCIAL SERVICE Service code 64 4010 BOYSCOTT · TAMPA, FL 33607 | Recordkeeping Fees | $3,213 |
TD AMERITRADE, INC.3 years Filed as: TD AMERITRADE TRUST Service code 19 · EIN 20-0937408 | Securities Custodian | $1,550 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,296 | $89,652-53.9% | $141,197-70.8% | $65,186-36.6% |
| Participation rate | 46.7% | 74.7%-28.0pp | 82.5%-35.7pp | 70.2%-23.5pp |
| Annual return | 25.18% | 32.79%-7.6pp | 71.41%-46.2pp | 29.39%-4.2pp |
| Employer contribution / active EE | $780 | $3,065-74.5% | $4,736-83.5% | $2,177-64.1% |
| Participant deferral / active EE | $4,308 | $5,691-24.3% | $6,710-35.8% | $3,514+22.6% |
| Admin fee / account holder | $235 | $569-58.6% | $10,265-97.7% | $847-72.2% |