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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,575 | $148,623-41.1% | $135,974-35.6% | $139,466-37.2% |
| Participation rate | 92.9% | 83.9%+9.0pp | 81.9%+10.9pp | 80.3%+12.5pp |
| Annual return | 22.57% | 79.30%-56.7pp | 68.30%-45.7pp | 373.66%-351.1pp |
| Employer contribution / active EE | $11,221 | $5,246+113.9% | $4,859+130.9% | $4,754+136.0% |
| Participant deferral / active EE | $19,886 | $8,103+145.4% | $7,760+156.3% | $6,712+196.3% |
| Admin fee / account holder | $493 | $12,406-96.0% | $10,767-95.4% | $11,409-95.7% |