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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,510 | $138,102-62.7% | $125,381-58.9% | $134,532-61.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.58% | 750.73%-769.3pp | 572.31%-590.9pp | 418.27%-436.9pp |
| Employer contribution / active EE | $11,385 | $5,245+117.1% | $4,815+136.4% | $4,741+140.1% |
| Participant deferral / active EE | $18,702 | $7,801+139.8% | $7,448+151.1% | $6,401+192.2% |
| Admin fee / account holder | $6,765 | $11,568-41.5% | $10,007-32.4% | $11,429-40.8% |