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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,700 | $160,070-22.1% | $147,117-15.2% | $145,897-14.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.44% | 98.69%-83.3pp | 420.54%-405.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $14,760 | $5,285+179.3% | $4,932+199.2% | $4,663+216.6% |
| Participant deferral / active EE | $27,841 | $8,419+230.7% | $8,065+245.2% | $6,689+316.2% |
| Admin fee / account holder | $24,324 | $15,035+61.8% | $12,993+87.2% | $13,390+81.7% |