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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,169 | $66,601-95.2% | $92,903-96.6% | $67,579-95.3% |
| Participation rate | 98.8% | 72.5%+26.3pp | 76.0%+22.8pp | 71.3%+27.5pp |
| Annual return | 27.36% | 92.58%-65.2pp | 109.43%-82.1pp | 378.56%-351.2pp |
| Employer contribution / active EE | $3,399 | $2,775+22.5% | $3,653-7.0% | $2,148+58.3% |
| Participant deferral / active EE | $367 | $3,157-88.4% | $4,238-91.3% | $3,539-89.6% |
| Admin fee / account holder | $0 | $199-100.0% | $5,795-100.0% | $142-100.0% |