Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,304 | $57,061-38.1% | $85,063-58.5% | $80,911-56.4% |
| Participation rate | 11.8% | 56.3%-44.6pp | 67.5%-55.7pp | 67.6%-55.9pp |
| Annual return | -19.38% | 21.66%-41.0pp | 66.54%-85.9pp | 35.63%-55.0pp |
| Employer contribution / active EE | $568 | $1,799-68.4% | $2,727-79.2% | $2,756-79.4% |
| Participant deferral / active EE | $1,305 | $3,110-58.1% | $4,523-71.2% | $4,297-69.6% |
| Admin fee / account holder | $7,553 | $4,986+51.5% | $6,155+22.7% | $6,935+8.9% |