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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,975 | $139,948-76.4% | $121,663-72.9% | $154,746-78.7% |
| Participation rate | 90.9% | 78.0%+12.9pp | 74.5%+16.4pp | 80.7%+10.2pp |
| Annual return | 17.32% | 230.52%-213.2pp | 147.54%-130.2pp | 172.34%-155.0pp |
| Employer contribution / active EE | $1,458 | $3,521-58.6% | $3,020-51.7% | $4,379-66.7% |
| Participant deferral / active EE | $5,346 | $5,629-5.0% | $4,887+9.4% | $6,730-20.6% |
| Admin fee / account holder | $1,060 | $17,321-93.9% | $14,289-92.6% | $14,365-92.6% |