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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,975 | $132,099-75.0% | $115,599-71.5% | $138,895-76.3% |
| Participation rate | 90.9% | 77.9%+13.1pp | 74.3%+16.6pp | 79.9%+11.0pp |
| Annual return | 17.32% | 176.76%-159.4pp | 111.10%-93.8pp | 145.39%-128.1pp |
| Employer contribution / active EE | $1,458 | $3,416-57.3% | $2,955-50.7% | $4,194-65.2% |
| Participant deferral / active EE | $5,346 | $5,617-4.8% | $4,889+9.3% | $6,396-16.4% |
| Admin fee / account holder | $1,060 | $15,650-93.2% | $12,841-91.7% | $12,562-91.6% |