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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,542 | $116,203-90.1% | $93,621-87.7% | $152,909-92.5% |
| Participation rate | 71.4% | 78.1%-6.6pp | 75.8%-4.4pp | 82.5%-11.0pp |
| Annual return | 26.69% | 35.96%-9.3pp | 32.76%-6.1pp | 345.46%-318.8pp |
| Employer contribution / active EE | $999 | $3,219-69.0% | $2,719-63.2% | $4,764-79.0% |
| Participant deferral / active EE | $3,273 | $4,605-28.9% | $4,070-19.6% | $5,851-44.1% |
| Admin fee / account holder | $507 | $10,751-95.3% | $7,890-93.6% | $11,601-95.6% |