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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,975 | $132,634-75.1% | $115,768-71.5% | $137,256-76.0% |
| Participation rate | 90.9% | 77.9%+13.0pp | 74.4%+16.5pp | 80.0%+10.9pp |
| Annual return | 17.32% | 160.70%-143.4pp | 100.46%-83.1pp | 220.34%-203.0pp |
| Employer contribution / active EE | $1,458 | $3,360-56.6% | $2,940-50.4% | $4,156-64.9% |
| Participant deferral / active EE | $5,346 | $5,619-4.9% | $4,917+8.7% | $6,407-16.6% |
| Admin fee / account holder | $1,060 | $15,028-92.9% | $12,439-91.5% | $12,270-91.4% |