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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,407 | $160,040-89.1% | $147,096-88.2% | $145,877-88.1% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 19.33% | 98.49%-79.2pp | 419.75%-400.4pp | 551.28%-532.0pp |
| Employer contribution / active EE | $1,469 | $5,289-72.2% | $4,936-70.2% | $4,663-68.5% |
| Participant deferral / active EE | $2,985 | $8,429-64.6% | $8,071-63.0% | $6,691-55.4% |
| Admin fee / account holder | $3,302 | $15,050-78.1% | $13,005-74.6% | $13,402-75.4% |