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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,814 | $157,304-92.5% | $141,197-91.6% | $152,909-92.3% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 42.26% | 64.34%-22.1pp | 71.41%-29.1pp | 345.46%-303.2pp |
| Employer contribution / active EE | $1,070 | $5,263-79.7% | $4,736-77.4% | $4,764-77.5% |
| Participant deferral / active EE | $4,069 | $7,111-42.8% | $6,710-39.4% | $5,851-30.5% |
| Admin fee / account holder | $360 | $12,126-97.0% | $10,265-96.5% | $11,601-96.9% |