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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,411 | $47,848-65.7% | $81,473-79.9% | $70,126-76.6% |
| Participation rate | 84.4% | 58.3%+26.1pp | 68.0%+16.4pp | 69.5%+14.8pp |
| Annual return | 23.76% | 27.25%-3.5pp | 38.78%-15.0pp | 73.15%-49.4pp |
| Employer contribution / active EE | $2,142 | $1,527+40.2% | $2,568-16.6% | $2,343-8.6% |
| Participant deferral / active EE | $3,113 | $2,453+26.9% | $3,537-12.0% | $3,332-6.6% |
| Admin fee / account holder | $1,575 | $3,145-49.9% | $4,561-65.5% | $4,645-66.1% |