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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,496 | $157,296-59.0% | $141,191-54.3% | $152,897-57.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.56% | 64.34%-45.8pp | 71.41%-52.9pp | 345.43%-326.9pp |
| Employer contribution / active EE | $6,006 | $5,262+14.1% | $4,736+26.8% | $4,764+26.1% |
| Participant deferral / active EE | $3,424 | $7,111-51.8% | $6,710-49.0% | $5,851-41.5% |
| Admin fee / account holder | $2,502 | $12,125-79.4% | $10,264-75.6% | $11,599-78.4% |