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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,854 | $135,956-61.1% | $123,894-57.3% | $273,972-80.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 5.89% | 56.63%-50.7pp | 47.52%-41.6pp | 41.46%-35.6pp |
| Employer contribution / active EE | $9,363 | $5,170+81.1% | $4,617+102.8% | $4,869+92.3% |
| Participant deferral / active EE | $5,229 | $6,343-17.6% | $5,984-12.6% | $5,287-1.1% |
| Admin fee / account holder | $583 | $9,817-94.1% | $8,357-93.0% | $10,133-94.2% |