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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,842 | $176,077-28.0% | $159,455-20.5% | $167,518-24.3% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.74% | 331.83%-316.1pp | 263.63%-247.9pp | 478.71%-463.0pp |
| Employer contribution / active EE | $4,767 | $5,298-10.0% | $4,830-1.3% | $4,838-1.5% |
| Participant deferral / active EE | $4,767 | $7,751-38.5% | $7,353-35.2% | $6,342-24.8% |
| Admin fee / account holder | $736,241 | $12,556+5763.5% | $10,800+6716.8% | $12,312+5879.7% |