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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,138 | $73,848+57.3% | $143,799-19.2% | $68,486+69.6% |
| Participation rate | 69.7% | 66.7%+3.0pp | 80.3%-10.6pp | 67.9%+1.8pp |
| Annual return | -16.01% | 0.91%-16.9pp | -0.04%-16.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $5,001 | $3,184+57.1% | $4,952+1.0% | $2,597+92.6% |
| Participant deferral / active EE | $7,254 | $3,385+114.3% | $5,638+28.6% | $4,028+80.1% |
| Admin fee / account holder | $558 | $5,755-90.3% | $14,677-96.2% | $5,404-89.7% |